Episode 10

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Published on:

10th Jul 2025

Creating a Business that Serves You: Principles of Healthy Growth

In this episode, we take a closer look at a topic that’s often celebrated but rarely questioned—business growth. But is all growth good growth?

I’m Deb, a Profit First Professional, and today I explore the vital difference between healthy growth that supports your lifestyle and goals—and unhealthy growth that drains your resources, your time, and your peace of mind.


You’ll hear the story of Gina, a business owner who scaled too quickly without the right financial foundation. Her experience is a cautionary tale of what can happen when growth is prioritised over profit, stability, and alignment. Using her story, I’ll guide you through actionable steps to grow your business in a way that’s sustainable, strategic, and right for you.


Because growth should never come at the cost of your sanity—or your bottom line.


About the Podcast:


This episode of the Financially Healthy Business Podcast reframes the conversation around growth. We challenge the myth that bigger is always better and focus instead on what it really takes to scale a business with intention.


I share strategies for preparing your systems, protecting your profit, and understanding your key metrics before you expand. You’ll learn why slower and smarter often beats faster and riskier when it comes to growing a business that lasts.


This is your guide to sustainable, profitable growth—growth that enhances your life rather than consumes it.


With clear, 15–20 minute episodes designed to empower you with structure and insight, this podcast helps you create a business that supports your financial freedom and personal vision.


Your business. Your pace. Your version of success.Takeaways:

  • This podcast emphasizes the importance of understanding financial fundamentals prior to embarking on growth initiatives.
  • It is crucial to differentiate between healthy growth that aligns with personal goals and unhealthy, chaotic growth that leads to stress.
  • Listeners are encouraged to adopt a methodical approach to scaling their businesses, focusing on sustainable practices rather than rapid expansion.
  • The episode illustrates the perils of explosive growth without foundational stability, urging business owners to prioritize profit and personal well-being.
  • A challenge presented in the podcast invites business owners to identify one actionable step toward growth within a specified timeframe.
  • The podcast concludes with a reminder that successful growth should ultimately enhance one's quality of life and business satisfaction.

Links referenced in this episode:


Companies mentioned in this episode:

  • Accounts Ladies
  • Accounts Office Academy
Transcript
Speaker A:

Financially Healthy Business Podcast for business owners who want the confidence on cash flow that supports the life they actually want to live.

I'm Deb Halliday, Profit First Professional founder of award winning accountancy practice the Accounts Ladies and the Accounts Office Academy and author of how to Build a Financially Healthy Business. Learn how to take control of your finances, reduce stress, and grow sustainably. Because your business should support your life, not consume it.

Let's get started. Hi, I'm Deb Halliday and you're listening to the Financially Healthy Business Podcast.

This is episode 10 and we're moving into level three of the book Growth now.

Growth is one of those exciting buzzwords in business, but let's be honest, it can also bring overwhelm, exhaustion and financial chaos if if it's not handled intentionally.

In this episode we're going to talk about the difference between healthy and unhealthy growth how to scale without breaking your business, and how to grow in a way that supports your profit, your lifestyle and your long term vision. Let's get into it the Growth Myth There's a myth that growth always equals success. More clients equals better. Bigger team equals more credible.

Higher revenue equals happier. But that's not always true.

If you grow without strong financial foundations, without knowing your real margins, or without protecting your owner's pay and profit, you could end up with a business that looks great from the outside but leaves you worse off than before. True growth supports your goals, false growth distracts from them. Case Study Gina's Growth Reset Let me tell you about Gina.

She ran a successful online course business and decided to scale fast. She hired a team, spent thousands on Facebook ads, bought expensive software, and set a big revenue goal.

Her revenue did grow, but her profit disappeared, she couldn't pay herself and her stress skyrocketed.

When we worked together, we stripped it back, cut unnecessary tools, rebuilt her offers with real margins, focused on recurring revenue, and reviewed her caps regularly. She still grew, but this time with clarity, confidence and cash in the bank. What healthy growth looks like so how do you grow without the burnout?

Here's what I Know your numbers. Before you scale anything, know your margins. Can your current pricing support growth? What does each client or sale actually cost you?

Focus on systems first. Growth amplifies whatever is already in your business. If things are messy now, they'll be chaotic at scale.

Start with automation, delegation, clear SOPs, standard operating procedures Protect your pay and profit. Don't reinvest everything. Keep using your profit first allocations. Even as income increases, your growth shouldn't cost you your piece.

Grow one layer at a time. Try adding one team member. Scaling one offer increasing one marketing channel. Don't grow everything at once. Test track and then expand.

Mindset Shift Sustainable versus Explosive there's so much pressure to go big in business. 6 figures 7 figures passive income build an empire. But that's not everyone's version of success.

And explosive growth without structure leads to collapse. Instead, aim for sustainable growth. Growth that pays you well. Growth that gives you time back. Growth that supports your personal goals.

That kind of growth is quietly powerful and often more profitable too. Here's your challenge this week. Answer these three questions. Where is your business ready to grow? Where are the weak spots that need reinforcing?

First, what does your version of success actually look like? Identify just one growth step to take in the next 30 days. Maybe it's outsourcing. Maybe it's raising prices. Maybe it's hiring help.

Just one step in the right direction. In our next episode, we'll explore performance monitoring, how to track what matters and stay aligned with your plan as you grow.

Thanks for listening. I'm Deb Halliday and growth doesn't have to mean chaos. Let's make it sustainable, profitable and on your terms. See you next time.

Thanks for tuning in to the Financially Healthy Business podcast. If today's episode helped you take a step closer to building a business that supports your life, share it with a fellow business owner.

Follow the show or leave a review. It all helps to get the message to the people that need it.

Head to how to build a financially healthy business.co.uk and explore the tools, resources and online programs. You didn't start your business just to survive. You started it to thrive.

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About the Podcast

The Financially Healthy Business Podcast
Stress Less and Pay Yourself More!
Welcome to The Financially Healthy Business Podcast with Deb Halliday—Profit First Professional, founder of the award-winning accountancy practice The Accounts Ladies, and author of How to Build a Financially Healthy Business.

This show is for business owners who are ready to stop winging it with their finances and start building a business that genuinely supports the life they want to live.

Each episode follows a chapter of Deb’s book, guiding you through the step-by-step journey from financial confusion to clarity, control and confidence. You’ll learn how to organise your cash with the Profit First method, stabilise your personal and business finances, strip out wasteful expenses, price your services for sustainable profit, and align your business with your personal lifestyle goals.

This podcast is more than just numbers. It’s about helping you:
Pay yourself consistently
Eliminate personal and business debt
Plan for tax and set up for long-term success
Grow without burnout
Make confident financial decisions
Create a business that gives you freedom, not stress

Whether you’re just starting out or years into running your own business, this podcast will equip you with practical tools, relatable stories, and the mindset shifts needed to build a business that funds your goals—not one that drains them.

Get ready to take back control of your finances and build a business that pays you in more ways than one.



Helpful links:

Download free resources, join the 5-day challenge, or explore Deb’s book at

www.howtobuildafinanciallyhealthybusiness.co.uk



Find out more about The Accounts Office Academy:

www.theaccountsoffice.co.uk

Connect with Deb:

www.debhalliday.co.uk

About your host

Profile picture for Deb Halliday

Deb Halliday